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Home Equity Line of Credit (HELOC)

Flexible Financing with Greenlight Capital Canada

Unlock the potential of your property with a Home Equity Line of Credit (HELOC) from Greenlight Capital Canada. Our HELOC offers flexible, competitive financing designed to meet your unique financial needs.

Key Features of Our HELOC

  • Variable Terms: Choose from 1 to 5-year draw periods for maximum flexibility

  • Competitive Rates: Starting at 8.49%

  • Low Fees: One-time lender fee of 2.5%, with no annual renewal fees

  • Multiple Properties: Secure financing on one or multiple properties across Ontario

  • 1st or 2nd Position: Financing available for both first and second charges on your property

    • Whether you’re planning home renovations, debt consolidation, or investment opportunities, our HELOC gives you quick access to funds while keeping your monthly payments manageable.

    Benefits of a HELOC

      1. Access Equity Easily: Use your home’s equity for renovations, debt consolidation, or investments
      2. Flexible Repayment: Pay interest only during the draw period, then transition to principal + interest repayment
      3. Control Your Borrowing: Draw funds only when you need them
      4. Invest with Confidence: Leverage equity for real estate investments, rental properties, or other opportunities
      5. Simplified Financing: One solution for multiple properties and purposes


    Why Choose Greenlight Capital Canada?

  • Fast and Simple Application: Get access to financing without the long delays of traditional banks

  • Flexible Borrowing Options: Draw only what you need, when you need it

  • Personalized Solutions: Tailored to your financial situation and investment goals

    • Take control of your home equity and make your financial goals a reality.

    Fill out the form today to receive a detailed HELOC feature sheet and discover how our Home Equity Line of Credit can work for you.


    LIFT HELOC Is Ideal for:

    •  Good for Renovations, Fix'n'Flip, and Investments
    •  Debt Consolidation
    •  BRRR - Provides flexibility just like a traditional HELOC

    Click Here to download our Product Sheet

      NEW Pick-A-Payment Program

      A flexible payment options for your clients.

        • Starting at Prime +4.79%
        • Up to 75% LTV
        • One or two year terms
        • First Mortgage only
      Click Here to download our Product Sheet

      Minimum Document Required: 

      Easy Application Process

      A simple application process is key to helping client have an stress-free start.

      Mortgage 
      ​Statement

      A copy of your current Mortgage statement showing the owing balance. 

      Property
      ​Tax Bill

      Any outstanding Property Tax liability.

      Have Questions? Speak to an expert today! 

      Call Us Today

      General HELOC FAQ

      HELOC gives you the flexibly to access your funds anytime. 

      What is a HELOC?

      A HELOC is a Home Equity Line of Credit.

      What is a term?

      A term is the length of time your mortgage or HELOC is provided to you at the interest rate, or interest rate calculations without any changes, other than to the interest rate if you are on a variable term loan.

      Is a HELOC a mortgage?

      A HELOC is similar to a mortgage in that it is secured agains your property and has repayment terms, although interest only payments, due each month based on the balance outstanding on your HELOC.

      HELOC gives you the flexibly to access your funds anytime. 

      More FAQ
      MiNT HELOC
      Commercial
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      MiNT HELOC
      Lift HELOC

      MiNT Home Equity Line of Credit


      Our MiNT Home Equity Line of Credit (HELOC),  a versatile financial solution designed to harness the untapped potential of your home's equity. 


      Read More about our MiNT HELOC                


      Contact us today to explore the possibilities with our HELOC.

      Commercial

      Commercial Mortgages 

      At Greenlight Capital, we treat each commercial mortgage application on a case-by case basis, ensuring that we understand your specific needs and circumstances.  With our fast and efficient application process, we're committed to helping your secure the commercial mortgage that empowers your business to grow and prosper.


      Read more about Commercial Mortgages 

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      Contact Our Team

      Whether you have questions, require assistance, or want to explore our financial solutions further, we're here to help. 


      Please feel free to reach out to us. We look forward to connecting with you and providing the support you need. 


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