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Mortgages Solutions

At Greenlight Capital, we provide private mortgage solutions in Ontario for borrowers who may not qualify with traditional banks. Our goal is to offer flexible financing, fast approvals, and competitive mortgage rates for both residential and commercial clients.

We specialize in custom mortgage solutions where larger financial institutions often say no, ensuring you have access to the funds you need quickly and efficiently.

Residential Mortgages

We offer a range of residential mortgage options designed to meet the needs of homeowners, first-time buyers, and investors:

1st Mortgages

  • Competitive rates and customizable terms
  • Flexible repayment options
  • Perfect for home purchases, refinancing, or debt consolidation

2nd Mortgages

  • Access additional funds without selling your home
  • Ideal for renovations, investments, or covering unexpected expenses
  • No strict bank documentation required

Home Equity Line of Credit (HELOC) -  Flexible Financing with Greenlight Capital Canada

Unlock the potential of your property with a Home Equity Line of Credit (HELOC) from Greenlight Capital Canada. Our HELOC offers flexible, competitive financing designed to meet your unique financial needs.

Key Features:

  • Variable Terms: Choose from 1 to 5-year draw periods for maximum flexibility
  • Competitive Rates: Starting at 8.49%
  • Low Fees: One-time lender fee of 2.5%, with no annual renewal fees
  • Multiple Properties: Secure financing on one or more properties across Ontario
  • 1st or 2nd Position: Financing available for both first and second charges on your property

Whether you’re planning home renovations, debt consolidation, or investment opportunities, our HELOC gives you quick access to funds while keeping your monthly payments manageable.

    Why Choose Greenlight Capital Canada?

    • Fast and Simple Application: Get access to financing without the long delays of traditional banks
    • Flexible Borrowing Options: Draw only what you need, when you need it
    • Personalized Solutions: Tailored to your financial situation and investment goals

    Benefits of a HELOC:

    • Access Equity Easily: Use your home’s equity for renovations, debt consolidation, or investments
    • Flexible Repayment: Pay interest only during the draw period, then transition to principal + interest repayment
    • Control Your Borrowing: Draw funds only when you need them
    • Invest with Confidence: Leverage equity for real estate investments, rental properties, or other opportunities
    • Simplified Financing: One solution for multiple properties and purposes

    Take control of your home equity and make your financial goals a reality. Fill out the form today to receive a detailed HELOC feature sheet and discover how our Home Equity Line of Credit can work for you.

    Commercial Mortgages

    We provide commercial mortgage financing for a variety of industries:

    • 1st and 2nd mortgages for commercial properties

    • Up to 75% LTV, up to 80% on a case-by-case basis

    • Property types financed:

      • Gas stations

      • Retail locations

      • Manufacturing facilities

      • Farms and agricultural properties

    Construction & Development Financing

    • Short-term and long-term construction loans
    • Financing for residential, commercial, and mixed-use developments
    • Tailored solutions for developers and builders, including multi-unit residential projects
    • Fast approval process with flexible draw schedules

      Why Choose Greenlight Capital?

    • Fast approvals and flexible terms
    • Custom mortgage solutions not available at traditional banks
    • Financing for unique situations including tax arrears, self-employed, and non-conventional income
    • Transparent fees and competitive rates
    • Experienced team with in-depth knowledge of Ontario real estate market

    Contact Greenlight Capital

    Ready to explore your mortgage options in Ontario? Give us a call or fill out the form below to receive our underwriting guidelines and product information. Our team will help you find the best mortgage solution for your residential or commercial property.

    Submit Your Deal Today