Blogs

Equity Over Income

For many Canadians, the dream of homeownership can feel out of reach, especially if traditional banks have turned them down due to insufficient income or unconventional financial circumstances. But what if your home equity, not your paycheque, could open the door to mortgage approval? In today’s rap...

14.07.25 04:13 PM - Comment(s)
July Market Update:
As we enter the second half of 2025, Canada’s housing market presents a mixed but telling picture shaped by shifting population trends, evolving affordability, and a potential shortage in housing supply.
08.07.25 06:01 PM - Comment(s)
Private HELOCs Explained
When homeowners think about tapping into their home’s equity, the first stop is usually the bank. But what happens when the bank says no? Maybe your credit score isn’t perfect, your income is irregular, or you’re self-employed.
24.06.25 02:24 PM - Comment(s)
June 2025 Market Update: 
As we reach the halfway point of 2025, Canada’s housing market is showing signs of change and adaptation. From shifting mortgage preferences to improving consumer confidence, there’s a lot happening beneath the surface of the national headlines.
05.06.25 04:10 PM - Comment(s)
BOC Rate Cut on the Horizon?

The Bank of Canada (BoC) has been a focal point for investors and financial professionals as they navigate the evolving economic landscape. With recent job data from May 2025 signaling shifts in the labor market, discussions about a potential BoC rate cut are gaining momentum. This blog explores how...

02.06.25 01:56 PM - Comment(s)