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Equity Over Income

For many Canadians, the dream of homeownership can feel out of reach, especially if traditional banks have turned them down due to insufficient income or unconventional financial circumstances. But what if your home equity, not your paycheque, could open the door to mortgage approval? In today’s rap...

14.07.25 04:13 PM - Comment(s)
July Market Update:
As we enter the second half of 2025, Canada’s housing market presents a mixed but telling picture shaped by shifting population trends, evolving affordability, and a potential shortage in housing supply.
08.07.25 06:01 PM - Comment(s)
Private HELOCs Explained
When homeowners think about tapping into their home’s equity, the first stop is usually the bank. But what happens when the bank says no? Maybe your credit score isn’t perfect, your income is irregular, or you’re self-employed.
24.06.25 02:24 PM - Comment(s)
June 2025 Market Update: 
As we reach the halfway point of 2025, Canada’s housing market is showing signs of change and adaptation. From shifting mortgage preferences to improving consumer confidence, there’s a lot happening beneath the surface of the national headlines.
05.06.25 04:10 PM - Comment(s)
Economic Trends That Matter: 
As Q2 kicks off, Canada’s economic landscape is evolving. From demographic shifts to inflationary pressures, here’s a breakdown of what’s happening and what it means for homeowners, investors, and developers.
07.04.25 01:19 PM - Comment(s)